Financial Calculators Built
for Southeast Asia

Free, accurate, and designed for Singapore and Malaysia. No signup. No nonsense. Updated for 2026.

Free Forever No Signup Required Updated May 2026 100% Private

Category

Tax Calculators

๐Ÿ‡ธ๐Ÿ‡ฌ

Singapore Income Tax

Calculate your YA 2026 tax with all IRAS reliefs, rebates, and CPF deductions.

Calculate โ†’
๐Ÿฆ

CPF Contribution Calculator

See your monthly CPF split across OA, SA, and Medisave. All age groups covered.

Calculate โ†’
๐Ÿ‡ฒ๐Ÿ‡พ

Malaysia Income Tax

YA 2026 LHDN tax with EPF relief, PCB monthly estimate, and personal reliefs.

Calculate โ†’
๐Ÿ’ต

Take-Home Pay Calculator

Net salary after CPF and income tax. 2026 CPF ceiling: $8,000/month. Monthly and annual view.

Calculate โ†’
๐Ÿ’ผ

Freelancer Tax Calculator

Singapore self-employed income tax plus mandatory Medisave contributions. All SEP rates for YA 2026.

Calculate โ†’
๐Ÿงพ

GST Calculator

Add or remove 9% GST from any amount, and compare with Malaysia SST at 8%. Instant results.

Calculate โ†’
๐Ÿ“ˆ

Salary Increment Calculator

Turn a pay rise into real numbers. See your dollar increase, new annual salary, and CPF impact.

Calculate โ†’
๐Ÿ‡ฎ๐Ÿ‡ณ

India Income Tax Calculator

Compare the new and old tax regimes for FY 2025-26, see which is lower, with standard deduction and 80C reliefs.

Calculate โ†’
๐Ÿ‡ญ๐Ÿ‡ฐ

Hong Kong Salaries Tax Calculator

Progressive rates, allowances, and the 15% standard rate cap. See your salaries tax and effective rate for 2025-26.

Calculate โ†’
๐Ÿ‡ต๐Ÿ‡ญ

Philippines SSS Calculator

Employee and employer SSS contributions from your monthly salary, with OFW rates and a full breakdown for 2026.

Calculate โ†’

Category

Property Calculators

๐Ÿท๏ธ

Stamp Duty Calculator

BSD + ABSD for citizens, PRs, and foreigners. Updated 2026 rates. See total upfront cost.

Calculate โ†’
๐Ÿฆ

TDSR & MSR Calculator

Check if your property loan passes MAS limits. Includes stress test at 4%.

Calculate โ†’
๐Ÿ 

CPF Housing Withdrawal Calculator

Valuation Limit, accrued interest at 2.5% p.a., and total CPF refund when you sell your Singapore property.

Calculate โ†’

Category

Loan & Debt Calculators

๐Ÿ 

Home Loan Calculator

Monthly repayment, total interest, and full amortization schedule for HDB and bank loans.

Calculate โ†’
๐Ÿ’ณ

Personal Loan Calculator

Monthly payment, true EIR, and total cost for any personal loan offer in Singapore.

Calculate โ†’
โš ๏ธ

Credit Card Payoff

Find out how long to clear your balance and how much minimum payments really cost you.

Calculate โ†’

Category

Savings & Investment Calculators

๐Ÿ“ˆ

Investment Return Calculator

See how compound interest grows your money over time with monthly contributions.

Calculate โ†’
๐ŸŒด

Retirement Calculator

Are you saving enough to retire comfortably? Find your target and monthly savings goal.

Calculate โ†’
๐Ÿ›ก๏ธ

Emergency Fund Calculator

How big should your safety net be? Get a personalised target based on your situation.

Calculate โ†’
๐Ÿ“Š

CPF Top-Up vs SRS Calculator

Compare tax savings from CPF Cash Top-Up and SRS contributions. See which saves more at your income level.

Calculate โ†’
๐Ÿ›ก๏ธ

Emergency Fund Calculator (Detailed)

Enter expenses by category: housing, food, transport, insurance. Tailored targets for employees, freelancers, and business owners.

Calculate โ†’
๐ŸŽฏ

Savings Goal Calculator

See how long to reach your savings target, the interest you earn, and a year by year breakdown.

Calculate โ†’

Category

Tools & Converters

๐Ÿ’ฑ

SEA Currency Converter

Convert SGD, MYR, PHP, IDR, THB, USD and more. Live rates with Southeast Asia context.

Convert โ†’

Category

Insurance Calculators

๐Ÿ›ก๏ธ

Insurance Coverage Calculator

Find out how much life and critical illness cover you actually need based on your income, debts, and dependants.

Calculate โ†’
๐Ÿฅ

MediShield Life Calculator

Estimate your annual MediShield Life premium by age and understand what the scheme covers.

Calculate โ†’
โš–๏ธ

Term vs Whole Life Calculator

Compare the illustrative cost of term and whole life insurance to see which fits your situation.

Compare โ†’

Frequently Asked Questions

Are these calculators free to use?

Yes, all calculators on AsiaCalc are completely free. No signup required.

Are the tax rates and CPF rates on this site up to date?

We verify rates against official IRAS, CPF Board, and MAS sources and aim to keep all calculators current. Each calculator shows a Rates verified date. Always confirm with IRAS myTax Portal or CPF Board for official figures before filing or making decisions.

Does AsiaCalc store my financial information?

No. All calculations happen in your browser. Nothing you enter is sent to any server or stored anywhere outside your device.

How accurate are the results?

Results are based on official tax rates from IRAS and LHDN, verified as of June 2026. They are estimates for reference and may differ from your actual tax assessment.

Can I use AsiaCalc for Malaysia tax calculations?

Yes. The Malaysia Income Tax calculator covers resident and non-resident tax rates for Malaysia. Use the currency converter alongside it if you need to compare SGD and MYR figures.

Is the stamp duty calculator suitable for both HDB and private property?

Yes. The stamp duty calculator covers Buyer's Stamp Duty (BSD) and Additional Buyer's Stamp Duty (ABSD) for both HDB and private residential properties in Singapore, based on current IRAS rates.

What is the difference between TDSR and MSR?

TDSR (Total Debt Servicing Ratio) applies to all property loan types and caps your total monthly debt repayments at 55 percent of gross monthly income. MSR (Mortgage Servicing Ratio) applies only to HDB flat purchases and caps the home loan repayment at 30 percent of gross monthly income. The TDSR calculator covers both.

Do you store my data?

Your inputs are saved locally in your browser using localStorage for convenience. No data is sent to our servers.