What is the Singapore income tax rate for 2026?

Singapore uses a progressive tax system. Rates range from 0% on the first SGD 20,000 to 24% on income above SGD 1,000,000. Most middle-income earners pay an effective rate of 3-8%.

What is the YA 2026 tax rebate?

For YA 2026, Singapore tax residents receive a 60% tax rebate, capped at SGD 200.

How is chargeable income calculated?

Chargeable income = Gross income minus employee CPF contribution minus all applicable personal reliefs.

Singapore Income Tax Calculator 2026

Estimate your IRAS tax for Year of Assessment 2026 with personal reliefs and the 60% rebate.

🇸🇬 Your Income Details

Annual Gross Salary (SGD) — before CPF and tax

Employment Type

Employee CPF Contribution (SGD) — auto-calculated, editable

Auto-calculated at 20% of salary (capped at SGD 1,600/month x 12 = SGD 19,200/yr for OW ceiling)

Residency Status

Age Group — affects Earned Income Relief

Personal Reliefs (optional)

Earned Income Relief (SGD) — auto-filled based on age

NSman Relief — SGD 3,000 (active NS) / SGD 1,500 (inactive)

NSman Relief Amount (SGD)

Parent Relief

Course Fees Relief (SGD) — max SGD 5,500

SRS Contribution Relief (SGD)

Other Reliefs (SGD)

📊 Your Tax Estimate

Chargeable Income
SGD 63,000
After CPF & reliefs

Tax Before Rebate

SGD 3,350

Based on tax brackets

YA 2026 Tax Rebate

-SGD 200

60% rebate, capped SGD 200

Final Tax Payable
SGD 3,150
After all rebates

Effective Tax Rate

3.94%

Of gross salary

Monthly Tax Equivalent

SGD 263

Annual tax / 12

Take-Home Pay

SGD 60,850

Annual take-home

SGD 5,071

Monthly take-home

What this means: Your chargeable income is the amount IRAS uses to calculate your tax, after deducting your employee CPF contribution and all personal reliefs from your gross salary.

Good to know: Singapore's effective tax rate is much lower than the headline rate. The top bracket of 24% only applies to income above SGD 1,000,000. At an SGD 80,000 salary, your effective rate is around 3.94%.

📋 Tax Bracket Breakdown

Chargeable Income	Rate	Tax on Band

Disclaimer: Rates verified against IRAS guidelines. Last updated: May 2026. Results are estimates for reference only — consult a financial advisor for personalised advice. For exact figures, use the official IRAS tax calculator at iras.gov.sg. YA 2026 tax rebate: 60% of tax payable, capped at SGD 200.